FCA Statement

Our Regulated Status

The following companies are authorised and regulated by the Financial Conduct Authority (FCA) with a Limited Permission for credit broking. These companies are registered on the Financial Services Register under the Firm Registration Numbers (FRN) stated below.

Anima Veicoli Ltd – FRN 647568

You can check the above information on the FCA Register by visiting the FCA's website at https://register.fca.org.uk or by contacting the FCA contact centre on 0800 111678 (freephone) or 0300 500 8082.

The Financial Conduct Authority is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you. All finance products are optional.

Finance Products

We are a credit broker and not a lender. To assist you with your vehicle purchase, we can introduce you to two lenders (and their finance products), both of whom we have a pre-existing relationship with (we do not source the whole market). In the event both lenders choose not to provide credit, we will refer you to a broker to attempt to source credit for you. Note however, the available terms from this broker may well be inferior to the two lenders we initially introduced you to.

We act as an agent on the lenders behalf when making this introduction. We are not an independent financial advisor and therefore, no advice or recommendation will be made. You must decide whether the finance product you choose is right for you.

We do not charge you a fee for this introduction, but we will receive a commission from the lenders we work with (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. Some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. For regulated agreements under the Consumer Credit Act 1974, if you would like more information on the commission payable prior to you entering into the agreement, please email your request to the email shown below within the section for contact details. For your reassurance, the amount of commission we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. The lender will always set this.

Credit Searches

By providing us with your personal details, you will be giving us authority to submit credit applications on your behalf to our credit providers, each of which may record a search on your credit file. For your reassurance, we will use a maximum of four credit providers and therefore, no more than four credit searches will be registered.

Fees

We do not charge you a fee for any of the financial services we offer.

Contact Details / Complaints

If you wish to contact us or register a complaint, please contact us:

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service, free of charge. Their website details are: www.financial-ombudsman.org.uk. Time limits to refer your complaint to the Financial Ombudsman Service may apply.

Financial Services Compensation Scheme (FSCS) - Insurance Products

The Financial Services Compensation Scheme (FSCS) doesn't apply to claims made in connection with consumer credit activities other than certain debt management business.